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Guarantor Loans: helping you rebuild your credit record

Guarantor Loan

 

 


If you've had difficulty with credit in the past and are unable to get a loan on your own due to past Defaults or CCJs, you can still get credit if you can get a friend or family member to guarantee your payments. A Guarantor Loan is available to anyone aged between 18 and 65 and has the following benefits:

  • Use it to get credit when you need a loan
  • Rebuild your credit record
  • Repay your Guarantor Loan over any time period up to 5 years
  • Borrow up to £5,000
  • No Fees!
  • Guaranteed fixed Interest rate so your payments won't ever change
  • Ability to pay off early if you can
  • The cash is paid out to you, not your Guarantor
  • All you need is a Guarantor aged 25-72 who owns their own home and isn't your spouse/partner

 

  • IF YOUR GUARANTOR IS NOT A HOMEOWNER: Borrow £1,000 even if your Guarantor is not a Home Owner (though they must be over 25 years old)! Fill in the same form opposite and just tick the box saying your guarantor is a Home Owner
  • Repayments for these loans of £1,000:
    • Over 12 months: £146.76pm Rate 213.8% (120% pa) Total repayable £1,761.12
    • Over 18 months: £117.28pm Rate 193.9% (112.8% pa) Total repayable £2,111.04
    • Over 24 months: £99.78 Rate 169.1% (103.2% pa) Total repayable £2,394.72

 

If after you apply you change your mind you still have 14 days after you receive the money to cancel the agreement and return the money borrowed (plus any interest accrued) to the Lender.

 

Apply online today and you will be contacted by a specialist Guarantor Loan agent who will walk you through your options and clarify the repayments.

 

Representative APR 53.8% fixed

(for loans with a Homeowner as Guarantor)

 

Guarantor Loan

Are you looking for a Guarantor Loan?

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